I use October and April as my preparedness months. Some of the things I do are; change out my water storage, swap batteries in the smoke alarms, bring food up from the basement that is getting close to expiring and change out the food and clothes in the 72 hour kits.

Don’t be afraid to use your 72 hour kits. The more you use them, the better you can tailor them to your needs. Just don’t forget to replace what you use right away. Kids hungry at the soccer game? Pull out some granola bars from the car kit. That is what it’s there for. The city does not need to be in ruins before you dig into your bag.

If you need help building a 72 hour kit you can send me a note. I am going to be building kits for sale too. I will be starting a new website that you can purchase quality items for your kits. Remember, don’t buy cheap stuff to put in your kits… your life may depend on that $1.99 pocket tool. Will it do what it is supposed to do when you need it? Or would you rather have a good $40 tool that is made to do what it should?

I also want to thank all those that take the time to read this blog. I have had great response to the site. Any information or feedback you may have would be greatly appreciated.

I’ve had a Cochlan’s magnesium/flint stick in my 72 hour kit for quite a while. I use the file on my multi-tool to shave off magnesium and when you spark it you get a cool fireworks show. It works great. But I have found an even easier way to start a fire. Easier than a match or lighter.

Flint and steel are a tried and true way to start fires. Add cotton balls dipped in Vasoline and you’ve got the best fire starter I have seen. I roll 6 cotton balls in Vasoline. Get them covered all around and then put them in a sandwich bag.

Tonight I put one of the cotton balls out in the driveway and lit it while it was raining. One strike of the flint and it fired right up. In the rain, it burned for ten minutes. I blew on it several times to see if it would go out. I’m sure if I blew hard it would have, but under normal wind conditions it stayed on fire. Give it a try, but don’t burn the house down.

Let me know if you want a flint stick and I’ll get one for you.

Thanks for visiting my site. One day I’ll make a living out of doing this stuff.

Make sure and rotate your gas storage every six months. When you need to fill you car, use your stored gas and then take the empty can and refill it. DO NOT let the tanks on your cars get below half. You don’t want to be one of those poor saps waiting in line for hours to get gas when an emergency arises.

I personally have six 2.5 gallon cans, one 5 gallon can and one 2 gallon can with oil (for two stroke tools). DO NOT store gas in your car. This is for obvious reasons. Store it in a cool place where prying eyes can’t see. I have lost many gallons of gas due to theft. If you have a truck, make sure and keep at least one can with you. I have used it a few times for myself, but mostly to help people stuck on the side of the road with a dry tank.

What are you waiting for? Go get gas!

An emergency fund is critical in helping to get out of debt. When trying to get out of debt, things always creep into our lives that cost money. Broken cars or washing machines, stitches for the kids or even a broken bone. The thing is that if you don’t have the money on hand, you have to borrow and that usually sets you back a few months on paying down your debt. (When I say “your” that means me too.) It seems that every time an emergency comes up it costs around $1000. So I suggest that we keep $1200 on hand in cash to cover any (most) emergencies that may come up. That should cover any taxes and such on a $1000 bill.

If you ever have to use your emergency fund it is critical that you immediately replenish your stash. Working overtime, ebaying, yardsale-ing and odd jobs are a quick way to make up the funds.

When debts are paid and things are going good you may want to increase your reserves. Cash is what I recommend keeping on hand but if you don’t feel comfortable with that, open a separate checking account and don’t use it unless you have to. I think cash is a better idea in case of power outages, evacuations, or any other event that would keep you from getting to the bank to withdraw money.

This is a principle taught in the Dave Ramsey Total Money Makeover series. If you haven’t had a chance to look it over. I suggest that you do. www.daveramsey.com .

If you have any suggestions or comments, please let me know.

People brag about how this is a free country yet there are so many Americans that are slaves to banks and lenders. Borrowers are working to make lending institutions rich.

With all the crap going on and with the possibility of Obama being president, it (the crap) is going to hit the fan sooner or later. The best way to prepare for anything that might happen with government and the stock market, is to be financially free.

I sat down and figured out what our living expenses could be if we lived frugally and had no debt. $1200 a month would keep us housed, clothed and fed (including keeping both vehicles for transportation). That is mind boggling to me. It sure is a motivator for me to bust my butt and get out from under this black cloud of slavery.

Hopefully there are some of you who this will not pertain to. For you I recommend doing the same thing but take the money and apply it to your emergency fund, savings account or investment account.

I think these financial “events” are going to open up doors for those that are prepared and are ready for the opportunities that many will not be able to take advantage of because of their financial “slavery”.

Final words from Greg: Work to get yourself and your family free from institutionalized slavery (debt). Keep your eyes and ears open to what is going on around you and the world. You will not escape misfortune because you are not aware of it. Be ready to take advantage of the opportunities that will be presenting themselves now and in the near future. Our forefathers have been through a lot tougher times and we need to learn from them what to do and what not to do. Study and research times like the depression and see who failed and who succeeded and why.

I may be insane but I am excited about the turmoil. I think I am the only one who is looking forward to put what I have done to prepare to use. If anyone has any great ideas on pinching pennies, paying down debt, financial advice, or just wants to liberal bash, I am all ears.

One more thing: If you haven’t already, check out www.daveramsey.com There is a lot of good advice and suggestions on how to get out of debt. The snowball program he pushes is amazing. I have some of his books and videos if you would like to borrow them.